美国大学助学金.S. graduate students at 正规买球app排行大学 is available through several financial aid programs. 它们包括联邦、州和私人来源. The financial aid year at 正规买球app排行大学 begins with the summer semester and ends with the spring semester.
免费申请联邦学生援助(FAFSA)
所有的你.S. 申请人应先填写一份申请表 免费申请联邦学生援助(FAFSA) 在线. The FAFSA gathers your basic information which is then used to determine your eligiblity for ALL financial assistance available from the federal government.
要记住什么
- 加尼修斯大学第四章代码是002681.
- The 金融援助 office will receive an electronic copy of your FAFSA information and provide you with notification when the evaluation is complete.
- Be sure to inform the 金融援助 office of the number of credits you expect to take each semester
联邦拨款
Teacher 教育 Assistance for College and Higher 教育 (TEACH) is a grant funded by the federal government to encourage students to become highly qualified teachers in high-need subject areas to low-income students. 美国本科生和研究生.S. citizens or eligible non-citizens may be eligible for this grant. 补助金最高可达$4,000 per year may be awarded to eligible recipients who agree to a teaching commitment of four years in a specified subject. 必须完成FAFSA才能被考虑. Failure to complete the commitment will result in a conversion of the grant to a loan payable with interest accrued from the time of the award disbursement.
纽约州(NYS)数学 & 科学教学激励计划- Graduate students wishing to teach secondary math or science may be eligible to receive scholarship funding through the NYS Math and 科学教学激励计划. Recipients may receive a one-year award with a maximum of $4,350 in exchange for a commitment of 5 years of math and science teaching in New York State.
联邦贷款
There are two types of federal loans for graduate students. 虽然两者都是由联邦政府资助的, 利率有差异, 以及你能从每家借多少钱.
- 联邦直接无补贴贷款
- 联邦直接毕业生加贷款
You can apply for both loans by completing the FAFSA at the link below. 根据您提交的信息, 出席费用, and the amount of other financial aid you’re receiving, your graduate school will determine how much you can borrow.
Federal Direct 贷款 (also known as “工作人员ord 贷款”) aren’t based on financial need, and you’re responsible for paying all the loan’s interest. To get a Federal Direct Loan, you must be enrolled at least part-time (4.5 cr hrs) at an eligible school taking part in a program leading to a graduate or professional degree, 或者一张证书.
If you need additional aid beyond your Federal Direct 贷款, Direct Graduate PLUS 贷款 can help cover your graduate school costs. 获得PLUS贷款, you must be enrolled at least half-time at an eligible school taking part in a program leading to a graduate or professional degree, 或者一张证书.
私人贷款
Should you need to borrow additional funds beyond federal loan programs, 你可以考虑私人教育贷款. It is your responsibility to research these options to find the one best suited to your needs. Be sure to review interest rate, fees and special features. Be aware that each lender performs its own credit check and multiple checks can affect your credit score. You should opt for a loan that has no prepayment penalty and is deferred until graduation. 最重要的是，要谨慎借贷.
All lenders are required to provide you with a copy of their Private Loan Application Disclosure form prior to disbursement of funds. Keep in mind that you are free to choose any lender you wish without penalty or undue delay in processing. 要求, 正规买球app排行 can recommend a list of lenders that have been vetted based on quality of service and issue resolution.